VP, Healthcare Underwriter

Who We Are

Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively — trusted by leading fintechs, enterprises, and disruptors across the globe.

Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of *American Banker's* Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do — and where your work helps shape the future of finance.

What We're Looking For

The Vice President – Healthcare Underwriting position will report directly to the Head of Healthcare Underwriting. The position will be responsible for assisting with all aspects of underwriting, documenting, and closing new loan opportunities within the healthcare lending team. The person is expected to independently underwrite healthcare loans and manage the loan origination process from initial prescreen to loan closing.

Responsibilities

• Review new loan opportunities and prepare complex financial underwriting of healthcare real estate transactions typically ranging from $30-100 million
• Work closely with sponsors, borrowers, legal counsel, technical advisors, syndication partners, and internal credit stakeholders
• Analyze historical and projected financial performance, model a variety of financing scenarios, and provide valuation analyses that appropriately consider risks associated with the loan opportunity, underlying operations, and the associated industry and regulatory environment
• Analyze other key areas of due diligence including accounts receivable, accounts payable, provider taxes, real estate taxe