Vice President of Quality Control

Description: * Oversee and manage the company’s quality control program, ensuring loan files and operational processes meet applicable regulatory requirements, internal policies, and established quality standards. * Develop, implement, and maintain quality control policies, procedures, testing methodologies, and reporting processes to support effective risk management. * Lead and oversee pre-funding and post-closing loan audits to identify deficiencies, documentation errors, underwriting issues, and potential compliance risks. * Manage quality control staff, establish performance expectations, provide guidance, and ensure timely and accurate completion of loan reviews. * Analyze quality control findings, identify recurring trends, and recommend corrective actions to improve loan quality and reduce operational risk. * Collaborate with underwriting, compliance, closing, post-closing, and operations teams to investigate findings and implement effective corrective action plans. * Monitor loan defects, exceptions, and critical findings to ensure appropriate escalation, resolution, and documentation. * Oversee the preparation of quality control reports, management summaries, and trend analyses to communicate findings, risks, and performance metrics to senior leadership. * Ensure quality control procedures remain aligned with applicable mortgage regulations, industry standards, and the company’s internal guidelines. * Support internal and external audits, regulatory examinations, and other reviews by providing accurate documentation, findings, and supporting materials. * Evaluate existing quality control processes and implement improvements to enhance efficiency, accuracy, consistency, and accountability. * Partner with senior leadership to establish quality control objectives, assess operational risks, and support strategic business initiatives. * Maintain a strong understanding of mortgage lending practices, underwriting standards, loan documentation, and applicable federal mortgage regulations. * Support additional quality assurance, risk management, reporting, and operational initiatives as needed.

Requirements: * Required: 7+ years of experience in mortgage lending, mortgage quality control, loan auditing, or a related mortgage operations field. * Previous leadership or management experience overseeing mortgage quality control teams or programs. * Extensive experience with pre-funding and post-closing audits, loan file reviews, defect identification, and corrective action processes. * Strong knowledge of mortgage regulations, underwriting standards, loan documentation, and quality control requirements. * Experience with wholesale mortgage lending preferred; Non-QM mortgage experience is a plus. * Experience developing and implementing quality control policies, procedures, testing methodologies, and reporting processes. * Demonstrated ability to analyze audit findings, identify trends, assess risk, and recommend process improvements. * Experience preparing quality control reports and presenting findings, performance metrics, and risk assessments to senior leadership. * Strong leadership, communication, and interpersonal skills with the ability to collaborate effectively across multiple departments. * Excellent analytical, organizational, and problem-solving skills with exceptional attention to detail. * Ability to manage multiple priorities, oversee complex review processes, and meet critical deadlines in a fast-paced environment. * Ability to exercise sound judgment, maintain confidentiality, and work effectively with executive leadership and cross-functional teams.